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The “Lok Sanjivani” scheme’s cover will exclude:
1. HIV/AIDS and other auto immune diseases.
2. Cost of spectacles, IOL costing more than Rs.150/-, hearing aids, cosmetic dental treatment, cosmetic surgery.
3. Any treatment required as a consequence of war or natural calamity or acts of terrorism.
4. Congenital external diseases, defects or anomalies.
5. Abortion, sterilization and fertility related procedures General debility /impairment/run down conditions or rest cure. Lok Sanjivani Scheme will not cover the following expenses:
6. Transportation and ambulance charge
7. Expenses of relatives for stay food etc.
8. Cosmetic items like soaps, powders etc.
9. Telephone/fax expenses.
10. External implants and accessories like crutches, abdominal belts, artificial limbs and prosthetic devices.
11. Internal implants and devices
12. Any other expenditure not directly relating to illness/hospitalization.
   
 
 
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